ETHICSCHECK.COM NOW PROVIDES FREE WEB RESOURCE TO HELP INVESTORS AVOID SCAM ARTISTS AND INVESTMENT FRAUD
(ContentDesk) September 15, 2003---The National Ethics Bureau (NEB) announced today that effective immediately, internet links to multiple regulatory agencies that govern individuals who solicit financial services are being made available on the NEB website at www.ethicscheck.com. Consumers may use these tools when conducting their own due diligence investigation before committing to work with an advisor in the financial services industry. "Last year, the number one scam in America involved unlicensed individuals selling "investments", and the number two scam involved problem stockbrokers," said Steven McCarty, National Director for the NEB: 'These crooks stole billions of dollars, mostly from hard-working seniors. Ethicscheck.com has been re-designed to provide investors with a user-friendly way to "check out" a financial advisor before they buy.' According to AARP, Americans age 50 and over are "by far the leading group of investment fraud victims" and that the last five years have been the 'worst ever' for investment scams."With today's record-level consumer fraud, elder abuse, investor scams and corporate scandals, consumers should insist on knowing the credentials and background of the advisor that they are buying from," said Jeffrey Kopitz, NEB Chairman: 'ethicscheck.com is free to use, easy to navigate and will give consumers a real "head start" on these due diligence issues. Our website and services offer the buying public some peace of mind and a better night's rest.' About National Ethics Bureau: The National Ethics Bureau (NEB) is a membership organization of approved business professionals who have maintained a flawless record of business ethics.
The NEB verifies that each member holds a current professional license(s), has met all continuing education requirements and has a history of exemplary business ethics which includes verification through a seven year business-related criminal background check. The NEB is a privately held organization and is completely independent of any political or social affiliations or agendas. All correspondence, including member registration, member services, and media relations are conducted through their West Coast office located at 12707 High Bluff Drive, Dept 200, San Diego, CA 92130. Their East Coast office is located at 1300 Pennsylvania Avenue Dept 700, Washington, D.C. 20004..
COMPUOFFICE SOFTWARE INC. ANNOUNCES THE BEST VALUE IN WEBSITES FOR INSURANCE PROFESSIONALS AT ONLY $99 PER YEAR.
(ContentDesk) October 3 2003--CompuOffice Software Inc., a North American leader in the field of independent multiple company life insurance comparison and analysis software, is introducing best value website service for individual life insurance advisors, agents and brokers.
This best value service includes full web sites, e-mail facilities, and real-time, on-line life insurance comparisons.
The annual all-inclusive price is set at ONLY $99 per year for individual life insurance advisors, agents and brokers who subscribe to the LifeGuide? Professional Software in Canada or to the CompeteUS? software in the United States.
At the all inclusive price of only $99 per year for the service, individual life insurance advisors, agents and brokers can now easily afford to have their own individual, professional and independent websites for the lowest, and most reasonable rate.While the price, at only $99 per year, is the lowest in the market, the service package is...
Financial planning > COMPUOFFICE SOFTWARE INC. ANNOUNCES THE BEST VALUE IN WEBSITES FOR INSURANCE PROFESSIONALS AT ONLY $99 PER YEAR.
Interest-Only Loans Can Buy More House and More Trouble
They're spreading like wildfire--interest-only mortgages appear to be the panacea for rising home prices and the incomes that can't quite catch up. You can buy "more house" and have a low mortgage payment and a big tax deduction. Who wouldn't want one, right?
Well, a large number of consumers are getting into these loans when they shouldn't. Interest-only mortgages work well for some individuals and are dangerous for most others, yet the number of interest-only loans is rising rapidly.
Take a look at San Diego. In 2004 almost half of the mortgages required interest-only payments in the first few years according to a study done by LoanPerformance, a San Francisco--based real estate information service.
Could this have something to do with the housing market? You bet it does. Are home prices rising faster than salaries and incomes? They sure are. So how is one supposed to afford a house in such an expensive housing market? You guessed it-...
Interest-Only Loans Can Buy More House and More Trouble
Financial planning > Interest-Only Loans Can Buy More House and More Trouble
Project Management - How to Plan and Schedule More Complex Projects
Gantt charts are useful tools for analysing, planning and controlling complex multi stage projects.
Gantt Charts can;
Assist in identifying the tasks and sub tasks to be undertaken
Help you lay out the tasks that need to be completed
Assist in scheduling when these tasks will be carried out and in what order
Assist in planning resources and needed to complete the project,
Assist in working out the critical path for a project where it needs to be completed by a particular date.
When a complex or multi task project is under way, Gantt charts assist in monitoring whether the project is on schedule, or not.
If not, the Gantt chart allows you to easily identify what actions need to be taken in order to put the project back onto schedule.
An essential concept behind project planning is that some activities are dependent on other activities being completed first.
For example, it is not...
Financial planning > Project Management - How to Plan and Schedule More Complex Projects
Should You Write Your Own Business Plan ?
Should You Write Your Own Business Plan?If you are just starting a company and looking for funding, or looking for additional funding for growth, you will need to develop a traditional business plan. Creating a business plan is a business hurdle that entrepreneurs seem to dread. Do you do it yourself? Do you hire someone to do it? How do you get it done quickly, but without spending too much money on it? Will what you do yourself be adequate to get funding? In this article I will discuss the pros and cons of do-it-yourself business planning versus having a business planning consultant do it for you or with you. The Do It Yourself Business PlanParticularly if you are seeking capital of less than $200,000, consider creating the plan yourself after taking a class or reading some books or getting some coaching for someone who has written successful business plans. Consider taking a three-hour business planning class through SCORE or the local Small Business Development Center.
Even...
Should You Write Your Own Business Plan ?
Financial planning > Should You Write Your Own Business Plan ?
Succession Planning: Problems Getting Started
A survey released by the American Institute of Certified Public Accountants in the spring of 2005 illustrates a widespread problem on the lack of succession planning [deciding who will take over running the firm when the current managers die or retire]. The survey found that 60% of responding certified public accountant (CPA) firms have owners who are in the 55-to-62-year-old age bracket, and more than half (56%) have at least one partner who will retire in the next five years. However, according to the survey, 81% of these firms still do not have a written succession plan in place. Among those firms with annual revenues under $150,000, the percentage rose to 96%. If we polled small businesses in other fields, the percentages would be comparable: around 80% of small business owners have no succession plans.
Similarly, the Canadian Federation of Independent Business (CFIB) reports about 40% of small and medium business owners in Canada plan to leave or retire in the next five years,...
Succession Planning: Problems Getting Started
Financial planning > Succession Planning: Problems Getting Started
Enjoy Cheaper Finance Through UK Property Loan
You require financial support to finish different works or make payments towards various expenses but finding the funds at your terms and conditions is not that easy due to many reasons. But once you opt for UK property loans, the finance availing becomes easier and the interest rate comes down. The borrowers can take UK property loan for various purposes like making necessary improvement works on home, clearing bills of education, wedding, buying a car, going to holiday trip etc. You can buy a property through this loan.
Collateral in the form of borrower's commercial or residential property has to be placed as security with the lender in order to take secured UK property loan. The advantage of offering collateral is that borrower can take a larger loan at lower interest rate.
If the borrower is able to give collateral of greater equity, higher loan amount can easily be availed. Secured property loan have a larger repayment term attached with it which facilitates...
Enjoy Cheaper Finance Through UK Property Loan
Financial planning > Enjoy Cheaper Finance Through UK Property Loan